AFOS.one / Agentic Finance OS

The agentic finance operating system

AFOS.one unifies banking, personal finance, equities, options, and crypto behind one millisecond data fabric, one cross-domain AI copilot, and a defense-in-depth agentic safety layer — a Bloomberg-grade cockpit, a money hub, and a guardrailed AI trader in one multi-tenant platform.

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p50 < 25ms quotesTrade-in-a-sandboxGuardrailed agentMulti-tenant

review → place enforced

A trader in a sleek glass finance command center interacting with a floating holographic multi-asset portfolio of charts and millisecond tickers at dusk

EquitiesOptionsCrypto

Net worth +2.1% today

BUY 11 NVDA · previewed

Idle cash → swept

Live command center

A real-time cockpit for every market, in one screen

Streaming ticks on a millisecond edge fabric

edge

Quote latency (p50)

24ms

+2.1%

Day P&L

+$4,182

enforced

Guardrail blocks

100%

sandbox

Agentic account

Isolated

Equity curve & intraday flow

Streamed positions, P&L, and order activity.

Healthy

10a

11a

12p

Cross-asset allocation

4asset classes

Equities52%

Options21%

Crypto16%

Cash & sweep11%

A professional talking to a glowing holographic AI finance copilot that shows a trade-preview approval card with a green guardrail shield

Cross-domain AI copilot

Ask in plain language. Approve every action.

The copilot is always grounded in your live positions and grounds current-info answers in cited web sources. Natural-language intent becomes a structured order, runs the guardrail engine, and surfaces a preview you approve before anything is placed.

Grounded in your portfolio

review → place gate

Risk explanation

Cited sources

“Buy $2,000 of NVDA” → parsed → guardrail pre-check (caps, buying power) → review_equity_order preview → your approval → place_equity_order in the isolated agentic account → audited.

Use-cases across every domain

One platform, every financial workflow

From a casual saver to an RIA managing many clients — AFOS.one folds the best use-cases of category leaders into one guardrailed, agentic cockpit.

A trader in a sleek glass command center watching a holographic multi-asset portfolio with millisecond price tickers and candlestick charts at dusk

Active trader

Active trading cockpit

Millisecond edge data, multi-pane charts, and a trade ticket that previews every order before it places.

A person at home reviewing a holographic net-worth and cash-flow dashboard projected from a tablet

Casual saver

Personal finance & money hub

Net worth, cash-flow, budgets, and goals — with an agent that sweeps idle cash and auto-DCAs within caps.

Options specialist

Options strategy builder

Multi-leg payoff diagrams, Greeks, and probability of profit — placed with defined-risk guardrails.

A trader interacting with holographic crypto coins orbiting a unified portfolio allocation hologram

Crypto-native

Unified crypto

Spot, staking, and on-chain views folded into the same portfolio and the same safety model as equities.

A diverse team of financial advisors collaborating around a holographic table of client portfolios and a compliance audit panel

Advisor / firm

RIA & enterprise console

Multi-seat orgs, RBAC, per-client isolated agents, white-label API, and 7-year audit exports.

A hand reaching toward a glowing holographic safety shield and kill-switch toggle gating an AI trade

Everyone

Defense-in-depth safety

review→place gates, per-trade and daily caps, spend limits, and a one-tap kill switch on every write.

Positions & guardrails

Every position, exposure, and gate at a glance

Concentration analytics, P&L, and the guardrail status for each holding — so you always know what the agent can and cannot do.

Per-trade & daily caps

Allow / deny symbols

Sandbox execution

Exposure analytics

Holding	Class	Exposure	P&L	Gate
NVDA	Equities	18.2%	+12.4%	In caps
SPY 0DTE	Options — defined risk	6.1%	+4.0%	Approved
BTC	Crypto	9.8%	+7.6%	In caps
Idle cash	Auto-sweep	11.0%	+0.4%	Agent

Defense in depth

Read everywhere. Trade in a sandbox.

AFOS.one mirrors the broker safety model — read across all your accounts, execute only in an isolated funded agentic account — and adds seven layers of guardrails on top, with a one-tap kill switch that halts every write instantly.

Tool allow-list

Only sanctioned MCP tools can ever be called.

Prompt-injection filter

Retrieved content is treated as data, never instructions.

Policy caps

Per-trade $, daily $, max position %, and allow/deny symbols.

Account scope

Execution only in the isolated, funded agentic account.

review → place

Every order is previewed before it can be placed.

Human approval

Explicit confirmation by policy, threshold, or org rule.

Idempotency & kill switch

Dedupe, rate limits, and one-tap halt of all writes.

Product capabilities

Everything a modern finance operator needs

Money hub & banking

Net-worth timeline, cash-flow, subscription detection, flexible budgets, goals, and an AgentWallet that pays bills within spend caps.

Equities & guardrailed execution

Unified positions, P&L, and exposure analytics with review→place execution restricted to an isolated agentic account.

Options strategy builder

Full chains, a multi-leg builder with payoff diagrams, Greeks, and probability of profit — previewed and placed with defined-risk guardrails.

Crypto, unified

Spot positions, quotes, and guarded execution folded into one portfolio and one copilot alongside equities and options.

Cross-domain AI copilot

A copilot grounded in your live positions with RAG over filings and news — every answer cites its sources.

Always-on automation & alerts

Natural-language alerts and hosted, server-side rules that keep running when your laptop is asleep.

Subscription tiers

From free insights to multi-tenant enterprise

Free

Read-only insights

15-min delayed data
Portfolio & net-worth read
3 watchlists · 5 alerts
Workers AI copilot (capped)

Pro

Popular

$19/mo

Agentic execution

Real-time millisecond data
Guardrailed review→place
Options builder & automations
OpenAI fallback + web grounding

Enterprise

Custom

Multi-seat orgs

Multi-tenant RBAC & SSO
Org policy & audit exports
White-label public API
99.95% uptime SLA

Edge-native by design

A millisecond data fabric on a globally distributed edge

AFOS.one runs on the same distributed architecture ZadeNor uses for production AI systems — Workers, Durable Objects, KV, D1, R2, Queues, Vectorize, and Workers AI.

Edge-native Workers + Durable Objects on a globally distributed runtime
Millisecond quote fabric: one upstream per symbol, WebSocket fan-out with hibernation
Workers AI primary with OpenAI fallback, routed through the AI Gateway
Per-tenant isolation: encrypted token handles, scoped KV/Vectorize, append-only audit

How it compares

AFOS.one vs the alternatives

See how AFOS.one compares to the single-domain finance tools people evaluate — a unified, agentic, guardrail-first OS instead of one app per job.

See all alternatives

Monarch Money

Personal finance & budgeting

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thinkorswim (Schwab)

Active-trader desktop platform

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Coinbase (for Agents)

Crypto exchange + agent platform

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TradingView

Charting & alerts platform

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Wealthfront

Robo-advisor

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OptionStrat

Options strategy builder

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Public.com

Multi-asset investing app + Agentic API

Compare

FAQ

AFOS.one, answered

What is AFOS.one?+

AFOS.one is ZadeNor AI’s edge-native agentic finance operating system. It unifies banking, personal finance, equities, options, and crypto behind one millisecond data fabric and one cross-domain AI copilot, wrapped in a defense-in-depth agentic safety layer.

How does AFOS.one keep AI-driven trading safe?+

AFOS.one uses a defense-in-depth safety model: the agent can read everywhere but only trades inside an isolated sandbox account, every action passes review→place gates, spend and position caps are enforced, and there is a one-tap kill switch to halt all agentic activity instantly.

What can AFOS.one actually do across my finances?+

It provides a money hub with net-worth timeline, cash-flow, budgets and an AgentWallet that pays bills within caps; unified equities positions and P&L with guardrailed execution; a full options strategy builder with payoff diagrams, Greeks, and probability of profit; plus crypto — all in one place.

Who is AFOS.one for?+

AFOS.one offers true multi-tenancy for individuals, RIAs, and enterprises, so a single edge-native platform serves everyone from a solo investor to a registered advisory firm.

How is AFOS.one priced?+

AFOS.one is offered as a SaaS subscription. You can launch it and review current plans at the AFOS.one subscriptions page.